Free tax filing for crypto and digital assets
Updated for the 2026 filing season
Digital asset transactions, now increasingly reported to the IRS via Form 1099-DA, are one of the more reliable reasons a return gets pushed out of a free tier and into a paid one.
- Investment sales (Schedule D), which covers most crypto disposals, is a common upgrade trigger on TurboTax and H&R Block's free tiers
- FreeTaxUSA notably includes investment income in its free federal tier
- You must report digital asset income even if you don't receive a 1099-DA for it