Cash App Taxes: 100% free filing explained
Updated for the 2026 filing season
Cash App Taxes (formerly Credit Karma Tax) doesn't have a paid tier. Federal and state both file free regardless of complexity, including Schedule C for self-employed filers, which is the single most common reason other “free” products charge an upgrade.
Who this fits best
- Freelancers and 1099 filers who want to stay free at any complexity level
- Anyone who's been upgraded mid-return elsewhere and wants to avoid that entirely
- Filers comfortable self-navigating without live chat or phone support
Where it falls short
- No live customer support, self-service only
- Doesn't support every less-common state form or multi-state filing situation
- No prior-year import from every competitor's format
| Federal | Free, all forms and complexity levels |
|---|---|
| State | Free |
| Free File Alliance | Not a participant, independent free product |